Author: sparrownew

ComplianceCyber SecurityData PrivacyRisk
Data Privacy in 2020: Major Challenges and How to Overcome Them

Personal data collection is a real concern. The devices that we use collect our data and some companies sell it to third-party entities. Facebook and Google collect user data for various purposes, many of which are still unknown to the public. 

Two years ago, US firms were expected to have spent nearly $19.2 billion on the acquisition of audience data, according to research by the IAB Data Center of Excellence and Winterberry Group, as reported by Wired. Other research determined that 80 percent of Americans feel they have no control over personal data collection and that the risks outweigh the benefits.

Big Data is still a foreign concept to many around the world, and understanding big data technology is beneficial in protecting yourself. To keep you informed, these are some of the data privacy issues in 2020 and what you can do to address them.

Facial Recognition

This technology has come a long way in the last few years. Today, facial recognition is featured in almost all high-end smartphones. Personal data is now collected everywhere you go, it is not restricted to just your phone and social media accounts. 

Many cities already utilize facial recognition software in city surveillance cameras. And let’s not go into the smart doorbells many people are installing in their houses.

What most people do not realize is the danger this technology entails. Anyone can use collected data to create a deepfake of you using algorithms and the internet. A deepfake is an edited video made to make a person appear to do or say something he or she did not say or do. This could lead to serious privacy issues in the future when these technologies are even more advanced.

So, what can you do to protect yourself? Facial recognition technology is sophisticated enough that one photo is enough to produce a deepfake video. Erasing your social media profiles and accounts is not the answer because your data will still be kept by companies. The answer is to push governments to issue more effective laws and regulations to protect our data and privacy.

Laws and Regulations

Though many governments have already issued data protection regulations, these are not enough. Data collection only became an issue recently, well after our daily integration with the internet. Corporations have spent years collecting data before anyone raised their voice against it.

For this reason, laws are always behind the advancement of data collection technology. It  develops so rapidly that regulations must keep up every once every few months. 

In the meantime, there is something that you can do to protect yourself. Use the services of companies under the European General Data Protection Regulation. These rules are stricter than any other regulations in the world right now, at least choose the lesser evil.


For many years, the healthcare industry has implemented many protection policies to guard the privacy of a patient. However, healthcare providers are no longer the only ones with our data. 

We give away personal health information through phones and smartwatches, like the Apple Watch and Fitbit. Millions of people also send their DNA to labs to find out more about their ancestry. This is very powerful information that could be used in the future. 

Inform yourself of the best cybersecurity practices and be conscious about how companies collect your data. Always check the permissions of the health apps on your phone, and only permit the collection of what is necessary. You will not be able to completely stop the information collection, but at least try to minimize it.

Merchant ServicesNewPaymentsSoftware
Below are the Release Notes for items scheduled to be deployed during our next production system update on Tuesday, September 29, 2020
  • ChipDNA Cloud: Corrected an issue that could cause the legacy platform_id field not return on asynchronous transactions if not explicitly set to return in API configuration. This should allow the field to return dynamically for those integrators who are using the deprecated API variable.
  • ChipDNA Cloud: Fixed an issue that could cause the Virtual Pin Pad (VPP) to generate an internal error in certain cases.
  • Collect Checkout: Added the ability to trigger email receipts from Collect Checkout when building Checkout pages via the API. This was rolled out recently to the Button Generator.
  • Collect Checkout: Checkout links will now use the domain.
  • First Data Rapid Connect – EMV Processors: Added certification for the BBPOS 2X BT Chipper device! Merchants using any of the First Data Rapid Connect EMV processors will be able to take EMV and Contactless transactions using ChipDNA Mobile v2.18 Beach.
  • Google Pay: Google Pay has been added to Collect.js and Collect Checkout in beta! Merchants processing with TSYS or Elavon viaConex can take advantage of this functionality immediately, with other credit card processing platforms being added down the line. Developers should check out the new Google Pay documentation in the Integration Portal, and Collect Checkout users with TSYS or Elavon viaConex will automatically get Google Pay as an option on new buttons created in the button generator.
  • Ingenico Lane Series: Added support for the Ingenico Lane/5000 and Lane/7000 devices on the TSYS-EMV processor! These touch screen devices support signature capture and will be available for purchase this week. ChipDNA Cloud enabled devices can be used via API or with the Virtual Terminal for an off-the-shelf solution while SDK versions are compatible with ChipDNA Win/Lin SDK v2.18.
  • Integration Portal: Updated the ChipDNA Win/Lin SDK documentation to show support for the new Ingenico Lane/5000 and Lane/7000 devices. Integrators using ChipDNA v2.18 will be able to use these newly supported devices in their applications.
  • Payer Authentication (VS/MsC): Fixed an issue with Payer Authentication settings not appearing in the merchant control panel if the service was not enabled on all credit card processors.
  • Vantiv Core Host Capture – EMV Processor: Added eCommerce and MOTO capabilities to the processor. This will provide merchants with the ability to process transactions through several transaction sources such as Virtual Terminal, Direct Post API, Batch Upload, Keyed through iProcess, and more.